The stock market, tax codes, the economy and negative world events are outside of our control. Too often, the things that we cannot control increase our fear of financial scarcity. When this occurs, it is can be comforting to remember the serenity prayer.

To achieve serenity, we are encouraged to accept the things we cannot change and have the courage to change the things we can. We can control our consumer based spending habits, our prioritization of saving for our family’s future and our decision to plan for our financial well-being. By changing old habits that lead to the fear of scarcity and implementing the practices of the first 5 steps, we are doing everything in our power to control our finances.

With this control, we have significant power over personal finances. Once this power is recognized, the fear of scarcity is diminished and a feeling of financial security begins to permeate our lives, leading us toward financial abundance.